Archives: 2021
Have a Safe and Happy July Fourth Holiday
Posted: June 28, 2021
Have a Safe and Happy July Fourth HolidayGearing up for the Fourth of July holiday likely means family picnics, being outside and enjoying a fireworks display. But have you ever wondered how long can you let food sit out before it starts to go bad? Or when your next-door neighbor surprises the kiddos with sparklers and firecrackers, how do you make sure everyone stays safe? You’ve got questions – we’ve got you covered....
Do I Need Commercial Property Insurance for A Shared Office?
Posted: June 19, 2021
Do I Need Commercial Property Insurance for A Shared Office?If you work in a shared office space, it is essential to ensure you are protected against specific risks. If your business operates out of a coworking space, a commercial property insurance policy brings added protections. The office furniture and equipment owned by your business will be expensive to replace if a fire or other disaster occurs. Your commercial property insurance policy covers the cost...
Do I Need Insurance for Undeveloped Property?
Posted: June 16, 2021
Do I Need Insurance for Undeveloped Property?If you own undeveloped property, does it need to be protected with a separate insurance policy? The personal insurance section of your homeowners policy may cover vacant land up to a specific limit. If a lawsuit is filed against you for personal injury on the property, the policy limit may be too low. Personal insurance can be purchased separately or is one section of your...
Beginner’s Guide to Buy/Sell Protection
Posted: June 13, 2021
Beginner’s Guide to Buy/Sell ProtectionIt is important to plan for the future of a business, but life can be unpredictable. A buy/sell protection plan is designed to help keep your business secure if the unexpected should occur. What Is a Buy/Sell Agreement? A buy/sell agreement is a contract between business partners, stipulating how a partner’s interest in the business will be reassigned if that partner dies or leaves the...
So You’re Hiring Your First Employee
Posted: June 13, 2021
So You’re Hiring Your First EmployeeShould I hire an employee or contractor? If you need help building your business, there are two ways to hire an extra set of hands – adding an employee or signing an independent contractor. While there are pros and cons to both, it’s important to understand the difference. Employee: An employee is hired to work for your company on a full- or part-time basis. This...
