Insurance Blog
Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
Should I Offer My Employees Health Insurance Or 401(k) First?
Posted: January 13, 2020
It is an employees’ market today, which makes it a challenge to find the best talent. Once you get them on board, the next challenge is retention. Offering a great employee benefits package is one of the best ways to keep your best employees. Although there is some cost to the company, providing a range of employee benefits helps keep your business stable. If you...
How To Pick The Perfect Houseplant
Posted: January 6, 2020
Houseplants offer a quick, easy way to add a splash of color to your home decor. And they’ve been proven to help purify the air inside your house, too. But have you ever bought a beautiful plant from a local greenhouse only to watch it shrivel up a few weeks later? If so, you know there’s a lot more to consider than how a flower,...
Do I Need Specialty Disaster Insurance If I Already Have Commercial Property Insurance?
Posted: January 4, 2020
Every business needs commercial property insurance. It protects your building and property inside the building, as well as fences, outdoor signs, and other exterior fixtures. But if you live in a flood zone or an area prone to earthquakes or other natural disasters, commercial property insurance may not be enough. You may need to purchase additional specialty disaster insurance to provide the protection your business...
When Do My Kids Need Their Own Car Insurance Policy?
Posted: January 1, 2020
Eventually, the time comes for chicks to leave the nest. When children leave home, it often goes through several phases. Kids turn 18, graduate from high school, and may go off to college, but their parents are still providing support in many ways. At what age does a child need his or her own auto insurance policy? That depends on where your child is living...
What Happens If I Stop Adding To My 401(k)?
Posted: December 28, 2019
If you have a 401(k) account through your employer, it is never a good idea to stop contributing to it, even temporarily, if you can possibly avoid it. If you are experiencing a financial crisis of some sort, the solution is not to stop adding to your 401(k). The following are some important reasons to continue contributing to your 401(k), even in times of financial...