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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

5 Employee Benefits That Promote a Strong Work-Life Balance

All employers want to have a team of loyal, dedicated workers, but what does it take? Today's generation of workers is seeking a more positive work-life balance. As an employer, you can foster higher employee loyalty by offering certain benefits to your current and prospective employees.  Your employees are often married, building a family, and value working for a company that recognizes that life is...

Here’s Why You Should Never Drive Through a Flash Flood

What Is a Flash Flood? Flash floods are sudden, local floods that are usually caused by heavy rainfall. They can occur within minutes or a few hours after the rain starts falling. A burst dam or levee, or a released ice jam, can also create this type of flooding. Where Do Flash Floods Occur? Floods can occur anywhere and anytime, even in places you may...

Business Income Coverage vs. Business Interruption Insurance: What's the Difference?

Protecting your business with insurance is essential. It starts with understanding what each type of business insurance covers. Business income coverage and business interruption insurance are terms often used interchangeably – but is there a difference? All business insurance policies vary in what they cover. You may have access to a policy that protects repairs to a facility, damaged inventory, and lost income, or you...

The Five Types of Insurance Every College Student Needs

Parents face many challenges in preparing a child for college. The process generally starts in the junior year, including monitoring grades, applying for scholarships and grants, and visiting various college campuses. The focus on college can become an all-consuming task. Once a college is chosen, and your child is accepted, a new set of challenges arises.  One neglected area to add to the college "to-do"...

5 Employee Retention Strategies for 2021

2020 and 2021 have brought a new set of challenges to employers – and their workers. Unless your business delivered essential services, it is likely that most of your employees worked from home. While many businesses have "weathered the storm" and will return to doing business as usual, others are facing larger challenges. The power has shifted from employer to the workforce, with hundreds of...